Architects Professional Indemnity Insurance
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Get Indemnity™ architects insurance
Compare architect's professional indemnity quotes from the wholesale insurance market
Professional indemnity insurance starts at £450 annually or £37.50 monthly. The availability and cost of architects insurance will depend upon a variety of factors including your exposure to cladding, swimming pools and basement works.
Get indemnity™ architects insurance
At get indemnity™ we can offer architects professional indemnity insurance for RIBA architects, architectural technologists or technicians. Complete our digital onboarding process to apply for a range of architects insurance covers.
Why you need Architects professional indemnity insurance?
Architects professional indemnity claims can have significant financial consequences if you are unfortunate enough to become the target of an allegation.
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Improper advice |
Mistake in the preperation of designs |
Breach of building regulations |
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Incorrect planning application |
Indentifies inadequate materials |
Bodily injury and property damage |
Architects Registration Board (ARB) insurance:
The ARB requires a minimum limit of £250k each and every claim. However, it is up to each firm to determine they have sufficient architects insurance. The ARB also recommends that architects purchase a minimum six years of run-off cover upon cessation of business.
What types of PI claims are architect's exposed?
Insurers views are subjective when reviewing your submission, however the list below identifies commonly accepted perceptions of architectural risk:
> Lower risk architect activities
> Aborted Work
> Architectural Design Services
> Construction Management
> Landscape Architecture
> Project Management
> Refurbishment / Non-structural
> Medium risk architect activities
> Civil Engineering
> Building Surveying
> Environmental Engineering
> Structural Engineering
> Higher risk architect activities
> High Rise Cladding
> Basement Work
> Swimming Pools
> Soil Engineering
> Piling and Foundations
> High risk architectural projects include:
> Aviation
> Bridges
> Harbours / Jetties
> Leisure Centers
> Medical Centers
> Mining
> Nuclear
> Oil & Gas
> Railways / Roads
> Schools
> Sewage Systems
> Sports Stadiums
> Tunnels
> Water Systems
What are the market conditions for architect's PI insurance?
If you operate within medium to high hazard architectual activities or projects we recommend you engage with your PI insurance broker early to ensure you obtain a satisfactory renewal.
What other insurance should architect's purchase?
Employers liability insurance for architects
An employee could trip and fall at your offices leaving them with a permanent back condition. Architect's insurance will provide a legal defence and cover the cost of damages from an employee suffering a bodily injury or illness whilst working for you.
Public liability insurance for architects
A client could accidently slip and suffer a serious head injury at your offices. The architects insurance will provide a legal defence and cover the cost of damages. Without adequate protection the cost of personal injury cases can be significant.
Cyber crime insurance for architects
Complete our online application to obtain a selection of architects insurance quotes that can combine a selection of covers under one policy.
This guide is for information purposes and based on sources which we believe are reliable, the general risk management and insurance information is not intended to be taken as advice with respect to any individual circumstance and cannot be relied upon as such.